What is Bright Future?

A Closer Look at Philam Life's Bright Future Invest

Every parent deams of a bright future for his child – to get the best education, to exceed what they themselves achieved, and to have a secure future. What better way to make this dream come true than to start with the right plan?

http://www.youtube.com/watch?v=lHuAbIv7xAU

http://www.philamlife.com/en/individuals/products-and-services/education/

Q: What is Bright Future Invest ?
A: Bright Future Invest is a unit-linked product that offers high potential returns to fund your child's college education and guaranteed insurance protection.

Q: What is the difference between Bright Future Invest and Bright Future Plus?
A: Bright Future Plus offers guaranteed education benefits while Bright Future Invest offers non-guaranteed yet potentially higher education benefits so you can keep up with rising costs of education.

Q: What riders are attachable to the plan?
A: A&H is a conditionally required rider. Other riders include: WP/WP+ and Mediguard. It is recommended to always attach WP to ensure that the plan will still be in-force by the time the child is in college in case of disability.

Q: Is it mandatory for me to withdraw from my Account Value when my child is already 17 years old?
A: No. You have the flexibility when you want to withdraw from your Account Value in either lump sum or installment..