Ene 2, 2013

What is Credit Life?


Credit Life

We provide financial solutions for both debtors and creditors.


We believe that one should be remembered by his deeds and not by his debts. Our Credit Life products provide protection to you, whether you’re a lender or a borrower, against the possibility of an unpaid loan due to a borrower’s untimely death. With Credit Life, loans are paid, assets and possessions safeguarded and future earning power kept intact.


Q: What types of groups can avail of CL Prime?
A: Credit Life Prime is available to all types of creditor groups, especially those with specific requirements.
Q: Who are eligible to enroll?
A: All Borrowers who are actively-at-work, in good health, able to perform the normal chores of life, and below age 65 may be covered.
Q: What is the minimum amount of borrowers?
A: A group should have at least five eligible borrowers to be a valid group.
Q: How much coverage can insureds avail of?
A: Minimum amount of loan to be insured could be as low as P1,000 per month. Max coverages are open for discussion.
Q: What do I need to submit to receive a proposal?
A: Please submit an accomplished Credit Life Survey Sheet to our Corporate Account Officer so we can prepare a proposal for you.
Q: Once I find the proposal acceptable, what are the requirements before borrowers can be insured?
A:
  1. Credit Life Survey sheet showing the initial list of individuals to be insured:
    1. Name of Borrower
    2. Date of Birth
    3. Loan Amount
You may ask your Philam Life Corporate Account Officer for a copy of the Survey Sheet.
  1. Proof of good health may be required from enrollees. Coverage will take effect only upon approval of proof of good health submitted.
  2. Group Application Form
  3. Premium payment







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What is Group Accident?


Group Accident

We help secure your people from unforeseen incidents.


Accidents can happen anytime and anywhere. Losses suffered by the individual and his family can cripple them physically, emotionally and even financially.
Insurance is an important benefit your people and their families will realize at the time they need it most. Organizations that fill this need will enjoy the loyalty and focus of their employees.
Let us be your partner in helping your employees prepare for these unforeseen events.
Q: What types of groups can avail of Junior Corporate PA (JCPA)?
A: Junior Corporate PA is available for Employer-Employee groups only.
Q: Who are eligible to enroll?
A: Eligible insureds are: Regular, full-time, actively at work employees of the Company and aged 18 to 64 years old.
Q: How many employees can be insured?
A: JCPA is for designed for small groups with five to 100 enrollees. If the Employer will be paying the insurance premiums, 100% of all members must be enrolled. If the members will be paying, at least 75% of all eligible members must be enrolled.
Q: How much coverage can insureds avail of?
A: Benefit amounts may be a minimum of P20,000 up to a maximum of P500,000 per head. Employees belonging to the same level (e.g. Managers) must have the same amount of benefit as all other members in that level.
Q: What do I need to submit to receive a proposal?
A: Please submit a list with the following details:
  1. Employee Names
  2. Birthdates
  3. Designation
  4. Benefits and amount of coverage. Please include Level/Rank if coverage amount depends on level.
You may also get in touch with one of our Corporate Account Officers at (02) 528-5406 to 16 so we can prepare a proposal for you.
Q: Once I find the proposal acceptable, what are the requirements before employees can be insured?
A:
  1. Final list of employees to be insured
    1. Employee Names
    2. Birthdates
    3. Designation
    4. Benefits and amount of coverage. Please include Level/Rank (e.g. Rank & File, Manager, Executive) if coverage amount depends on level
  2. Corporate PA Application Form
  3. Premium payment
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What is Group Life?!


Group Life

http://philamlife.com/en/business/products-and-services/group-life/

We can help you provide your employees more than the basic paycheck.


Meaningful compensation is more than just providing your employees and members their salary. An employee’s financial security is complete only when salaries are supported by employee benefits such as insurance protection.
Insurance is an important benefit your people and their families will realize at the time they need it most. An organization that fills this need will enjoy the loyalty and focus of its employees and members.
Let us be your partner in providing insurance benefits to your group.




Q: What types of groups can avail of Group Health Choice (GHC)?
A: Group Health Choice is available for Employer-Employee groups only. For other groups, you may avail of Group Classic.
Q: Who are eligible to enroll?
A: To be eligible for coverage, employees must be regular, full-time, actively at work employees of the Company and aged 18 to 64 years old.
Q: How many employees can be insured?
A: GHC is designed for small groups with five to 25 enrollees which is 100% of all eligible employees. If employees will be paying, at least 75% of all eligible employees must be insured.
Q: How much coverage can insureds avail of?
A: Benefit amounts may be a minimum of P100,000 up to a maximum of P500,000 per head. Employees belonging to the same level (e.g. Managers) must have the same amount of benefit as all other members in that level.
Q: What do I need to submit to receive a proposal?
A:
  1. Please submit a list with the following details:
    1. Employee Names
    2. Birthdates
    3. Designation
    4. Level/Rank
    5. Plan (benefits and amount) selected
  2. Your contact details (name, numbers)
You may also get in touch with one of our Corporate Account Officers at (02) 528-5406 to 16 so we can prepare a proposal for you.
Q: Once I find the proposal acceptable, what are the requirements before employees can be insured?
A:
  1. Final list of employees to be insured:
    1. Employee Names
    2. Birthdates
    3. Designation
    4. Plan (benefits and amount) selected. Please include Level/Rank (e.g. Rank & File, Manager, Executive) if coverage amount depends on level.
  2. A Health Statement duly accomplished by each employee. The employee's coverage will take effect only when the Health Statement has been approved.
  3. Group Application Form
  4. Premium payment




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What Philam Life offers for Businesses?


Comprehensive Benefits for Your Organization


We recognize that every member of your organization deserves more than the basic benefits and financial solutions. We provide comprehensive employee benefits and pension solutions to corporations and organizations of all sizes.
Choose from any of our pioneering and innovative life insurance plans and financial solutions. Our products address whatever needs you may have on top of life protection – so you get your hard-earned money’s worth. And because the pricing is light on the pocket and the payment schemes are easy, getting insured is a breeze.
We have been helping millions of Filipinos from generation to generation – securing the future of those who matter to them most, growing their finances and investments, and ultimately, helping them achieve all their dreams.
We can do the same for you.
These are few of those..

Group Life

Group Life
With our Group Life products, we can help you provide your employees more than the basic paycheck.

Group Accident

Group Accident
With our Group Accident products, we help secure your people from unforeseen incidents.

Credit Life

Credit Life
With our Credit Life products, We provide financial solutions for both debtors and creditors.

Voluntary Employee Benefits

Voluntary Employee Benefits
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Ene 1, 2013

What is Philam Life’s BalikBayani Pasalubong Package for OFWs ?

Pasalubong na Magandang Kinabukasan



Philam Life introduces the BalikBayani Pasalubong Package, a comprehensive financial plan for OFWs na may protection, savings, education, retirement, investment, at health plans na sisiguro sa kinabukasan ng iyong pamilya.

Kaya matagal ka mang mawalay sa mga minamahal mo, panatag kang lagi silang protektado.


Hanggang Balikbayan Box na lang ba ang mapapasalubong mo sa kanila?


Maraming taon ang inilaan mo sa ibang bansa para matupad ang iyong mga pangarap na makapagtapos ng pag-aaral ang iyong mga anak, makapagpatayo ng bahay at makapagsimula ng negosyo. Sa kabila ng mga pagsubok sa ibang bansa, masisiguro mo na ang iyong mga pinaghirapan ay may patutunguhan.
Hayaan mo ang Philam Life, na tulungan kang makapagplano ng magandang kinabukasan para sa iyo at sa iyong pamilya sa pamamagitan ng aming BalikBayani Pasalubong Package, a comprehensive financial plan for OFWs na may protection, savings, education, retirement, investment at health plans na sisiguro sa kinabukasan ng iyong pamilya.
Pagdating sa mga mahal mo sa buhay, walang pasalubong ang hihigit pa sa isang magandang kinabukasan para sa kanila. Kaya matagal ka man mawalay sa mga minamahal mo, panatag kang lagi silang protektado.
Sa tulong ng Philam Life's BalikBayani Pasalubong Package, maaari nang magkatotoo ang pangarap mong makapagpasalubong ng magandang kinabukasan para sa iyong pamilya. Para malaman kung paano, maaari mong gamitin ang aming BalikBayani Pasalubong Package Calculator. I-click lamang ang button na ito:
Click here to know more.

So, ikaw, anong plano mo? Usap tayo. Tawag na sa 09326036268.
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